Our Credit Union offers a number of services to the members.

Join Us

25 Mar 2024

Free Draw for Easter

Make a transaction in a branch in March to get entered into the Easter Draw

13 Mar 2024

Payments that are due on 18 March 2024

Payments due on 18th March - advised to make transfer on 14th or 15th March From afternoon of 15/02/24 to 18/03/24, SEPA Payment systems will undergo a mandatory change. All Irish banks and credit unions may experience delays in payment processing over the St. Patrick's day weekend.

15 Feb 2024

Refer a friend

To be in with a chance to win, you can refer a friend to the Swilly Mulroy Credit Union. You just need to be a member already, and your friend must keep the account open for at least 3 months.

28 Jan 2024

School Quiz 2024

Congratulations to all the children who took part in the school quiz on Sunday, 28 January 2024, in Rossnakill Community Centre.

27 May 2023

Student Loans

Are you waiting on your leaving cert results, or going back to college ? Check out our Student loan for your accommodation, fees, and college expenses. Interest Rate of 6.5 % APR.

31 Mar 2023

Instructions for Online Access

Visit www.swillymulroycu.ie on a laptop or computer and go to LOGIN on the top right corner of the website.      

01 Feb 2023

Simple Way To Lodge Money

Envelopes are available to make it easier for members to lodge money outside of office hours.


Saving up for a rainy day or a new project is wise. Members are encouraged to save what they can when they can. Every cent counts!

A regular savings pattern is a good indication of a member's ability to repay any future loans.

Why save with the Swilly Mulroy Credit Union?

There are many benefits to having a savings (deposit) account with us.

Safe and secure

Your savings are safe with us.

They are insured for free. In the event of your death, your savings are insured and can be passed to a nominated beneficiary.

Easy lodgements

It's easy to lodge money in person, or use a lodgement envelope for out-of-office hours.

You can use Direct Debit, electronic funds transfer (EFT), or standing orders to transfer funds to your account electronically.

Easy withdrawals

You can withdraw your savings at any time, unless they are pledged against a loan.

Withdrawals can be made by cheque, in cash if previously arranged, or by electronic funds transfer (EFT)

Dividends help your savings grow

Each euro that you save in your savings (deposit) account buys a share in the credit union.

Dividends are profits of the credit union that are distributed to the members based on the number of shares they hold. The dividends are paid at the end of each financial year if the credit union has the capacity to do so.

The dividends are declared at the Annual General Meeting (AGM) after being proposed, seconded, and voted on by the members present at the AGM.

Dividends, when paid, are added to your savings, so your savings grow over time.

Capacity to borrow

Your capacity to borrow is maintained.

You can pledge your a portion of yours savings as a guarantee against a loan you take our, or against another member's loan.

What's next?

If you are not already member, then read more about the benefits of being a member of the credit union.

We're here for you. Contact Us if you have questions about the savings or loans.