Your savings are safe with us.

They are insured for free. In the event of your death, your savings are insured and can be passed to a nominated beneficiary.

It's easy to lodge money in person, or use a lodgement envelope for out-of-office hours.

You can use Direct Debit, electronic funds transfer (EFT), or standing orders to transfer funds to your account electronically.

You can withdraw your savings at any time, unless they are pledged against a loan.

Withdrawals can be made by cheque, in cash if previously arranged, or by electronic funds transfer (EFT)

Each euro that you save in your savings (deposit) account buys a share in the credit union.

Dividends are profits of the credit union that are distributed to the members based on the number of shares they hold. The dividends are paid at the end of each financial year if the credit union has the capacity to do so.

The dividends are declared at the Annual General Meeting (AGM) after being proposed, seconded, and voted on by the members present at the AGM.

Dividends, when paid, are added to your savings, so your savings grow over time.

Your capacity to borrow is maintained.

You can pledge your a portion of yours savings as a guarantee against a loan you take our, or against another member's loan.