Our Credit Union offers a number of services to the members.

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Latest News

25 Mar 2024

Free Draw for Easter

Make a transaction in a branch in March to get entered into the Easter Draw

13 Mar 2024

Payments that are due on 18 March 2024

Payments due on 18th March - advised to make transfer on 14th or 15th March From afternoon of 15/02/24 to 18/03/24, SEPA Payment systems will undergo a mandatory change. All Irish banks and credit unions may experience delays in payment processing over the St. Patrick's day weekend.

15 Feb 2024

Refer a friend

To be in with a chance to win, you can refer a friend to the Swilly Mulroy Credit Union. You just need to be a member already, and your friend must keep the account open for at least 3 months.

28 Jan 2024

School Quiz 2024

Congratulations to all the children who took part in the school quiz on Sunday, 28 January 2024, in Rossnakill Community Centre.

27 May 2023

Student Loans

Are you waiting on your leaving cert results, or going back to college ? Check out our Student loan for your accommodation, fees, and college expenses. Interest Rate of 6.5 % APR.

31 Mar 2023

Instructions for Online Access

Visit www.swillymulroycu.ie on a laptop or computer and go to LOGIN on the top right corner of the website.      

01 Feb 2023

Simple Way To Lodge Money

Envelopes are available to make it easier for members to lodge money outside of office hours.


Loan protection insurance at no extra cost to our Members!

One of the great attractions for a credit union loan is the loan protection on insurance. It repays the balance of the loan in the event of the borrowing member’s death. Cover is available for those in good health and carrying out normal occupational duties at the time the loan is granted.

Members can take out a loan in the confidence that their next of kin will not have to pay off the balance of the loan if the borrower dies. Banks and other lending agencies charge a separate and expensive premium on top of the loan repayments for this service.

Under the basic policy, insurance cover would normally cease on the member’s 70th birthday, but Swilly Mulroy Credit Union specially extends their cover until members reach the age of 85.

Loan Protection Insurance

To qualify for Loan Protection Insurance borrowers must give full and honest disclosure of their health status. Normally an underlying health problem will not disqualify a borrower from obtaining cover, provided the member is able to go about their normal occupational duties, but the insurer must be made aware of the condition before the cover can be effected.

Life savings insurance at no extra cost to you, the member!

Yes, it’s true, your savings accumulated, and not subsequently withdrawn:

  • Up to the age of 55 are insured at 100%
  • From age 55 to 60 are insured at 75%
  • From age 60 to 65 are insured at 50%
  • From age 65 to 70 are insured at 25%

Members should always leave their savings intact as withdrawals may have a detrimental effect on future life savings insurance claim. Savings up to €13,700 may be doubled in the event of a members death.

Death Benefit Insurance

Death Benefit Insurance is an insurance which Swilly Mulroy Credit Union provides, again, at no direct cost to the member. It is different to and separate from the Life Savings cover and the Loan cover. The DBI pays out €1,300 to a deceased member’s next of kin in the event of the members death. Payment is usually paid out to the person or people taking responsibility for funeral expenses etc.