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Latest News

25 Mar 2024

Free Draw for Easter

Make a transaction in a branch in March to get entered into the Easter Draw

13 Mar 2024

Payments that are due on 18 March 2024

Payments due on 18th March - advised to make transfer on 14th or 15th March From afternoon of 15/02/24 to 18/03/24, SEPA Payment systems will undergo a mandatory change. All Irish banks and credit unions may experience delays in payment processing over the St. Patrick's day weekend.

15 Feb 2024

Refer a friend

To be in with a chance to win, you can refer a friend to the Swilly Mulroy Credit Union. You just need to be a member already, and your friend must keep the account open for at least 3 months.

28 Jan 2024

School Quiz 2024

Congratulations to all the children who took part in the school quiz on Sunday, 28 January 2024, in Rossnakill Community Centre.

27 May 2023

Student Loans

Are you waiting on your leaving cert results, or going back to college ? Check out our Student loan for your accommodation, fees, and college expenses. Interest Rate of 6.5 % APR.

31 Mar 2023

Instructions for Online Access

Visit on a laptop or computer and go to LOGIN on the top right corner of the website.      

01 Feb 2023

Simple Way To Lodge Money

Envelopes are available to make it easier for members to lodge money outside of office hours.


Some Highlights Over The Years

Since its foundation over 35 years ago, Swilly Mulroy Credit Union has grown from strength to strength with some major milestones including:

  • 1989 - Site for office purchased in Kerrykeel
  • 1992 - Main office officially opened in Kerrykeel by Frank O'Kane, president ILCU & First full time member of staff employed.
  • 1994 - First computer system installed in main office & Sub offices rented and opened in Milford and Rathmullan
  • 1997 - Total assets of SMCU exceed 1 million Punts
  • 2002 - Total assets exceed 5 million Euro
  • 2008 - Total assets exceed 10 million Euro
  • 2009 - Purchase of premises for sub-offices in Milford and Rathmullan
  • 2010 - Renovated and opened sub-offices & upgraded computer system.
  • 2011 - Launch of official website
  • 2013 – Extension to existing Kerrykeel building
  • 2014 – Joined CUSOP allowing electronic transactions to and from your credit union account
  • 2015 - Online access to your credit Union Account
  • 2018 - Foreign exchange and Bill Pay introduced.
  • 2018 - Death Benefit Insurance commenced.
  • 2018 - Website upgraded.
  • 2019 - Complete change of IT. Brand new software system. New Mobile Banking App introduced.
  • 2020 - Member numbers risen to 4,200+