Membership
Members of the Swilly Mulroy Credit Union live or work in the communities of Fanad, Kerrykeel, Milford and Rathmullan.
Being a member has many benefits!
For you, not profit
- Secure savings
- Reinvestment in the community
- No account fees or maintenance costs
Good service, how you want it
- Friendly and helpful
- Confidential and supportive
- Online banking on website and mobile app
Loans for what you need
- Competitive low-costs loans
- Support for borrowers
- No penalties for early repayment
- Free loan insurance
Open an account and become a member today - it's easy!
See also our Refer a Friend offer to get entered into a draw.
Adult Member
Conditions:
- You must live or work in Kerrykeel, Milford, or Rathmullan. For more information, see Common Bond area.
- Bring photographic ID that is current:
- Passport
- Driving licence
- ML10 Identification from An Garda Síochána
- Provide proof of address that is less than 3 months old:
- Utility bill (original version)
- Account statement (Bank, Building Society)
- Document from government department
Public services cards are not accepted
- Open a savings account with €10 euro, and maintain at least that amount in your account to remain a member.
- Pay an application fee of €1.27
Junior member
You can create a savings account for your children, or minors for whom you have guardianship, to build a nest egg for education, travel, work, or a rainy day.
This is a great opportunity for children to learn about saving.
A junior member is someone under 16 years old.
Conditions:
- Parent/Guardian must live or work in Kerrykeel, Milford, or Rathmullan. For more information, see Common Bond area.
Parent or guardian must complete the application on behalf of the minor, that is, the junior member.
Bring the birth certificate of the minor.
- For the parent/guardian, bring photographic ID that is current:
- Passport
- Driving licence
- ML10 Identification from An Garda Síochána
- For the parent/guardian, provide proof of address that is less than 3 months old:
- Utility bill (original version)
- Account statement (Bank, Building Society)
- Document from government department
Public services cards are not accepted
- Open a savings account with €10 euro, and maintain at least that amount in your account to remain a member.
- Pay an application fee of €1.27
What's next?
Adult members can complete a nomination form. Junior members are not required to complete one.
We're here for you. Contact Us if you have questions about the application process or the documents needed.
